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Think Twice Before Tapping Retirement Funds to Pay Debts
Ferguson Hayes Hawkins, PLLC

If you are struggling with financial obligations, there is no “one size fits all” approach. People in different situations take different approaches. Some may decide to take out a personal loan to pay down their high interest credit card debt.

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What is Title Insurance and Why Do You Need It?
Ferguson Hayes Hawkins, PLLC

If you have conducted a real estate closing recently, or are planning to close a real estate transaction in the future, title insurance will be an important step.

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Waiting on Execution
Ferguson Hayes Hawkins, PLLC

Service of a Notice to Designate Exemptions is a first step in collecting on a judgment. Too often we see clients fail to recognize the significance of this notice.

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Why You Shouldn’t Just Pay Your Speeding Ticket Online
Ferguson Hayes Hawkins, PLLC

Why not just pay your speeding ticket? You can even do it online now. You won’t have to pay for an attorney, or go to court.

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Can an Individual Lend Money on Residential Property? The Limitations of Lending Under the NC Safe Act.
Ferguson Hayes Hawkins, PLLC

As a real estate closing attorney, one of the more common questions posed is whether an individual can loan another individual money to buy a house. Unfortunately, the answer is not a simple yes or no.

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But We Shook Hands on It – Why You Need a Contract to Buy Real Estate
Ferguson Hayes Hawkins, PLLC

Can real estate be purchased and sold based on a handshake? The answer is “no”. North Carolina, along with all other states, has a statute which derives from an English law adopted in 1677 requiring that all contracts for the sale of real estate must be in writing.

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Business Formation in NC Made Easy When Our Concord Law Firm Is Involved
Ferguson Hayes Hawkins, PLLC

Forming a business in NC requires a particular process for the organization to be legal, including getting licensed by the State.

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Wills in North Carolina (Part 1: Attested Written Wills)
Ferguson Hayes Hawkins, PLLC

Under North Carolina law, NCGS § 31-1, anyone over the age of 18 and of sound mind is entitled to make a Will. North Carolina recognizes three types of Wills:

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Why Working with Our Divorce Lawyers in Concord Is In Your Best Interest
Ferguson Hayes Hawkins, PLLC

Getting a divorce is never something that people plan on doing. However, there are times in life when it is necessary and for the best over the long term.

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The Importance of A Family Law Attorney
Ferguson Hayes Hawkins, PLLC

Family law refers to legal matters relating to marriage, divorce, legal separation, child custody and support, alimony (spousal support), adoption and related issues.

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