Foreclosure Prevention
SUCCESS FOR OUR CLIENTS SINCE 1976

LOAN MODIFICATION & FORECLOSURE PREVENTION
A loan modification is an agreement that replaces the terms of your original mortgage note. The new terms are usually designed to lower your monthly payment, or take any past-due amounts and roll them back into the principal balance so you can resume making regular payments.

The government has enacted loan modification programs such as the Home Affordable Modification Program (commonly known as “HAMP”). These programs require your bank to lower your payments if you meet certain financial criteria. Loan modifications can be a blessing to homeowners facing financial hardship and in danger of losing their home. Unfortunately, the lengthy and often frustrating process of applying for a modification can turn into a nightmare.

Speak to one of our experienced lawyer for foreclosure prevention in concord at 704-788-3211!

Loan modifications can be a blessing to homeowners facing financial hardship and in danger of losing their home. Unfortunately, the lengthy and often frustrating process of applying for a modification can turn into a nightmare. Sometimes it might even seem like the bank would rather take your home than help! And trying to get a modification when foreclosure proceedings have already begun is even more difficult and uncertain.

We know the Treasury rules and regulations that the banks are supposed to follow when they work with homeowners. We can also help when you are facing a foreclosure hearing or sale, and simply need more time to work out a modification with the bank.

Quality And Value Combined

We believe that the quality and value in service we provide, you can’t find it anywhere else in Concord. We pride ourselves on being a Foreclosure prevention experts in Concord offering high quality, transparent and efficient services.

FORECLOSURE DEFENSE

These days the news is full of stories about bank misconduct, from “robo-signing” to wrongful foreclosures. These headlines are evidence of a general lack of respect banks have for the rights of homeowners. A lot of law firms won’t sue the big banks. We will you a complete foreclosure prevention and defense.

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We strive to give our clients peace of mind in their legal representation.
Contact our Concord office and schedule an appointment for an initial consultation. Call us locally at 704-788-3211.

REQUEST A CONSULTATION

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WE ARE OPEN!

The Covid-19 Virus has presented our community with a new and unprecedented challenge. 

 

We have been receiving numerous calls from existing and new clients regarding an array of legal matters and concerns.  These issues including routine legal affairs such as real estate transactions, contracts, and civil litigation.  We are also assisting with more pandemic specific concerns such as creating new Wills, Powers of Attorney and Health Care Directives.  Other callers have questions about Debt Relief, Bankruptcy, and Foreclosure Prevention. 

 

Pursuant the Cabarrus County Emergency Stay at Home Proclamation, Legal Services are identified as an Essential Business function.  We are available for office consultation by appointment.  To help ensure the safety of our staff and clients we adhering to numerous recommended precautions such as: limiting appointments to decrease volume; moving clients immediately into private rooms and limited room capacity; sanitizing  hard surfaces after each meeting; single using or sanitizing pens; and providing multiple hand sanitization options. 

 

We are also available through numerous video conference programs such as Zoom; GoToMeeting, Amazon Chime; Skype and others. 

 

If you need help, or have legal questions, contact us online to request an appointment or call 704-788-3211 

WE ARE OPEN!

The Covid-19 Virus has presented our community with a new and unprecedented challenge. 

 

We have been receiving numerous calls from existing and new clients regarding an array of legal matters and concerns.  These issues including routine legal affairs such as real estate transactions, contracts, and civil litigation.  We are also assisting with more pandemic specific concerns such as creating new Wills, Powers of Attorney and Health Care Directives.  Other callers have questions about Debt Relief, Bankruptcy, and Foreclosure Prevention. 

 

Pursuant the Cabarrus County Emergency Stay at Home Proclamation, Legal Services are identified as an Essential Business function.  We are available for office consultation by appointment.  To help ensure the safety of our staff and clients we adhering to numerous recommended precautions such as: limiting appointments to decrease volume; moving clients immediately into private rooms and limited room capacity; sanitizing  hard surfaces after each meeting; single using or sanitizing pens; and providing multiple hand sanitization options. 

 

We are also available through numerous video conference programs such as Zoom; GoToMeeting, Amazon Chime; Skype and others. 

 

If you need help, or have legal questions, contact us online to request an appointment or call 704-788-3211