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5 Frequently Asked Questions About Credit Repair & Debt Relief You Need to Know

Ferguson Hayes Hawkins, PLLC Jan. 24, 2017

1. What Is A Concord Debt Relief Attorney?

A Concord debt relief attorney is a professional who has been trained to help people resolve their debts. An attorney can help you negotiate with your creditors so that you will be able to get a better settlement. He or she can also help you file for bankruptcy. Your individual circumstances and the type of debt relief service you need will determine how much you will have to pay an attorney.

2. Do I Need A Debt Relief Law Firm?

If you are struggling to pay debts, then you should hire a debt relief law firm. There is no need for you to continue to struggle with debt. An attorney can help you get out of debt much faster.

3. How Long Will It Take Me To Get Out Of Debt?

There are many things that determine how long it will take you to get out of debt. The amount of debt that you have and the type of debt relief service that you get will determine how long it will take you to get out of debt.

4. Will My Credit Score Suffer?

Your credit score will likely drop while you are going through a debt relief program. However, it is important to remember that you can always rebuild your credit after you have gone through the program. Your credit repair lawyers can help you get your credit back on the right track.

5. How Can Credit Repair Lawyers Help You Get Back On The Right Track?

There are many ways that your lawyer can help you. They can tell you about secured credit cards that you can apply for. A secured credit card will allow you to build your credit quickly. However, it requires that you put a down payment on it before you use it. The key to re-building your credit with a secured credit card is to make payments on time.

Your credit repair lawyer can also help you get negative information removed from your credit.